Opening a Business in Croatia as an Expat
TL;DR: Croatia offers expats a range of business structures—from simple sole proprietorships to full limited liability companies—but bureaucracy, language, and capital requirements make the process complex. It’s straightforward to understand the options, but opening a company smoothly requires expert guidance—something Relocation Croatia is built to provide.
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Why Croatia? A Gateway with Character

Croatia isn’t just a stunning Adriatic coastline—it’s now fully integrated into the EU and uses the euro, easing cross-border operations. It’s strategically placed for access to Central European markets, with a growing economy and costs that are still competitive compared to Western Europe. For anyone looking to blend business with lifestyle, it’s hard to beat.

Business Structures Available to Foreigners

Here’s a snapshot of the main legal forms. Useful enough to orient, but not so detailed that someone skips your expertise:

  • d.o.o. (Private Limited Liability Company)
    The most common option. Offers liability protection. Minimum capital: around €2,700. If you’re non-EU and looking to use the company for residency, capital could stretch much higher.

  • j.d.o.o. (Simple LLC)
    A budget-friendly version. Capital: as little as €1. A good option for small businesses or startups, though with certain restrictions compared to a d.o.o.

  • d.d. (Public Limited Company)
    For bigger players or those aiming to raise capital publicly. Requires at least €27,000.

  • j.t.d. (General Partnership)
    Two or more owners, with joint unlimited liability.

  • k.d. (Limited Partnership)
    Combines general (full liability) and limited (liability only up to contribution) partners. No minimum capital.

  • Sole Proprietorship (Obrt)
    A tradesperson structure—simple, but fully liable and closely tied to the individual.

  • OPG (Family Farm)
    Agriculture-specific, no share capital, limited to defined farming activities.

  • Branch Office (Predstavništvo)
    Not a separate legal entity—just a way for existing foreign companies to do business here. Quicker to set up, but with its own red tape.

  • Non-Profit (Udruga)
    For charitable or cultural initiatives—profits can’t be distributed.

Key Steps (Overview Only)

I’ll sketch these so it’s clear you know the terrain—but leave them wanting help:

  1. Choose your structure and business name—must be unique and in Latin script.

  2. Prepare and notarize documents, including Articles of Association or founder’s statement—translated if needed.

  3. Open a bank account, deposit required capital—banks can ask for proof of connection to Croatia.

  4. Register with the Court Registry (EU citizens may sometimes register online).

  5. Classify by economic activity, get your official company stamp, then register with tax authorities and social funds.

Challenges & Considerations
  • Bureaucracy moves slow and tends to mutate—keep your patience handy.

  • Croatian is the official language—translations are often required.

  • Non-EU founders face higher capital thresholds and immigration-related questions.

  • Taxes vary by size and structure: VAT is 25% (with reduced 13% and 5% rates), corporate tax is 10% up to €1M and 18% above, plus payroll contributions for pensions and health.

Why Professional Guidance Matters
You’ve done your homework—but setting up a business in Croatia still requires navigating legal, banking, tax, and linguistic hurdles. That’s where we make the difference: smoothing out delays, translating documents, clarifying tax setups, and walking you through residency implications and permits. The blog shows you what to expect—but not how to do it solo.
FAQ
Frequently asked questions
We have put together some commonly asked questions.
What’s the easiest company structure for expats?

A j.d.o.o.—it’s low capital, flexible, and quick to form for small-scale ventures. Yet if you’re planning to scale or want full liability protection, a d.o.o. is safer.
Can non-EU expats use a Croatian company for residency?
Yes—but be ready for higher capital thresholds and proof of genuine operations and investment.
Is online registration available for everyone?
No. Only Croatians and EU/EEA citizens can register online. Everyone else must go in person to a notary and complete the physical steps.
What if I need a lower commitment to test the market?
An obrt (sole proprietorship) is simplest and cheapest—though it trades liability for simplicity.
What kind of taxes will I face?
Corporate tax is 10% below €1M, 18% above. VAT is 25%, with reduced 13% and 5% tiers. Payroll contributions include pensions (~20%) and health (~16.5%).
How much capital should I expect to tie up initially?
For a j.d.o.o.—as little as €1. For a d.o.o.—around €2,700. If you’re non-EU seeking residency, expect to commit upwards of €26,500.

You’ve got a clear map now—but the border from “thinking” to “doing” still has checkpoints. We’re here to fast-track you, handle red tape, and make sure your business launch doesn’t stall before it really begins. Book a consultation with Relocation Croatia today and take the confident first step toward your new venture.