17 Everyday Differences in Croatia Foreigners Should Know Before Moving

TL;DR: Croatia is stunning, safe, and incredibly welcoming — but once you start living here, you’ll quickly notice that daily life works a bit differently than what most foreigners are used to in the USA, Canada, the UK, Australia, or Western Europe.

Some differences are charming, some are mildly frustrating, and some can save you a lot of stress if you know about them ahead of time.

Here are 17 real, everyday differences you’ll experience when moving to Croatia — explained clearly, and tailored to the laws, culture, and systems that actually exist here.

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You May Need to Weigh Your Own Produce

In many Croatian supermarkets, especially larger chains like Konzum, Spar, Lidl, and Plodine:

  • Sometimes you weigh fruits and vegetables yourself and print a sticker.

  • Other times the cashier weighs it at checkout.

It varies by store and even by neighbourhood.

Tip: Look around. If you see scales in the produce section, you likely need to weigh everything before the cashier.

Croatian Lawyers Often Cover Multiple Areas of Law

In Croatia, especially outside Zagreb or Split:

  • Lawyers may practice several legal fields (real estate, civil, corporate, administrative) rather than hyper-specializing.

  • Marketing is more conservative; law firms are not allowed to advertise like North American firms.

Tip: Always ask directly whether the lawyer handles foreign-related issues, residency, real estate, or business setups, because these require specific expertise.

Gyms May Be 24/7 — But Don’t Expect Childcare

Croatian fitness culture is growing fast, and many gyms offer:

  • 24/7 access

  • Great equipment

  • Affordable memberships

However, childcare in gyms is rare. Unlike North America, you won't find on-site babysitting at typical gyms.

Bank Hours Are Traditional and Cash Withdrawals Can Be Formal

Croatia is in the eurozone and card usage is high, but:

  • Cash services often close earlier in the day.

  • Larger cash withdrawals may require advance notice.

  • ATMs are everywhere but may charge fees for foreign cards.

Tip: For big payments like property or renovations, plan ahead and visit the bank earlier in the day.

Rental Inspections Are Not Standardized

In Croatia, landlords typically:

  • Give you the keys

  • Sign the agreement

  • And… that’s it

There is usually no detailed move-in inspection report.

Tip:
Take photos and videos of every room and every defect the moment you move in. Send them to your landlord to create a timestamped record.

Recycling Is Centralized, Not Door-to-Door

Croatian cities use communal recycling containers:

  • Paper

  • Plastic & metal

  • Glass

  • Bio-waste

  • Residual waste

Some neighbourhoods also have limited door-to-door collection.

Tip: Ask your landlord which containers belong to your building and what each colour means — this varies slightly by municipality.

Many Public Toilets Charge a Small Fee

Especially in historic old towns and coastal tourist zones, public toilets often charge a small fee.

Tip: Keep some coins with you, especially when sightseeing or traveling with kids.

Tipping Is Appreciated but Not Mandatory

Croatia is not a “20% minimum tip” culture.

  • Restaurants: 5–10% is normal

  • Cafés: round up the bill

  • Bars: rounding up is standard

Tip: Cash tips are always appreciated, even if you pay by card.

Amazon Isn’t the Default — Local E-Commerce Is Strong

While Amazon delivers to Croatia, it’s not dominant.

Locals mainly order from Croatian online shops, which often deliver faster and offer easy returns.

Tip: Get familiar with local online stores — delivery is usually quick and efficient.

Opening Hours Are “Flexible” in Practice

While many stores post clear schedules, real-life hours can shift:

  • Small shops may close early

  • Coastal cities change hours seasonally

  • Online schedules are not always updated

Tip: Always check hours before going — and don’t expect a shop to remain open just because the sign says so.

Tradespeople Operate on Flexible Time Windows

If you book a plumber or electrician:

  • Expect a time window, not an exact hour

  • Schedules may shift due to traffic, weather, or delays

  • On the coast, tourist season slows everything down

Tip: Add buffer time for any repairs or renovations.

Smoking Is Banned Indoors, but Terraces Are Still Smoky

Legally, Croatia bans smoking inside most enclosed public spaces.
In reality:

  • Terraces (even partially enclosed ones) allow smoking

  • Indoors is usually non-smoking

  • Nightlife venues vary

Tip: If you’re sensitive, choose open-air terraces or sit indoors.

Restaurant Culture Is Relaxed — Nobody Rushes You

Croatian dining culture is slow and social.

  • Staff will not bring the bill automatically

  • You may sit for hours without being asked to leave

  • Bill splitting is possible, but not assumed

Tip: If you’re in a hurry, ask for the bill early:
“Račun, molim.”

Nightlife Starts Late

Croatians go out much later than North Americans.

Typical timeline:

  • Dinner: 8–9 p.m.

  • Bars: 10–12

  • Clubs: After midnight

Showing up at 10 p.m. to a nightclub means you’ll likely be the first one there.

People Dress More Formally Day-to-Day

Croatians tend to dress well:

  • Clean shoes

  • Coordinated outfits

  • Smart-casual even for errands

You’ll rarely see people wearing pajamas or ultra-casual clothes outside the home.

Warranty Claims Take Time — but Your Rights Are Strong

Thanks to EU consumer protection:

  • You have a minimum 2-year legal guarantee

  • Sellers must process complaints

  • Products often go to a service center for inspection

Tip: Keep receipts and expect the process to take several days to weeks.

Price Matching Is Rare — Locals Shop Around

Stores generally do not match competitor prices.

Instead, locals simply compare:

  • Multiple online shops

  • Several physical stores

  • Seasonal promotions

Tip: Never buy the first item you see if it’s a major purchase. Prices vary widely.

FAQ
FAQ
We have put together some commonly asked questions.
Is Croatia expensive?
Generally, everyday life is cheaper than Western Europe, but tourist zones and the coast can be pricey in peak season.
Is English widely spoken?
In cities, tourist areas, and among younger people — yes.
In rural areas and older generations — less so.

Is renting an apartment easy?

It’s straightforward, but foreigners should pay attention to:

  • Legal address registration

  • Whether the landlord reports the lease

  • Utilities responsibility

  • Residency requirements

Are online purchases safe?
Yes — Croatia follows EU consumer protection rules.
Returns and warranties are regulated, though occasionally slower in practice.
Is Croatia a good long-term relocation option?

For many people, absolutely:

  • Safe

  • Family-friendly

  • Great food, nature, and lifestyle

  • EU access

  • Lower costs than many Western countries

The main challenge is learning how Croatian systems and bureaucracy work — and that’s where professional support helps.

How complicated is Croatian bureaucracy for foreigners?

Croatia’s bureaucracy has a reputation for being slow, paper-heavy, and sometimes inconsistent from office to office. While the laws themselves are clear, the interpretation can vary depending on the municipality, the clerk, and even the day.

Foreigners often struggle with:

  • Registering an address

  • Obtaining residency permits

  • Getting tax numbers

  • Handling company setup paperwork

  • Dealing with utility companies

  • Navigating Croatian-only government websites

Despite the challenges, everything can be completed successfully — it just requires patience, proper documentation, and, ideally, help from someone who knows exactly which offices to visit and what to bring.

Tip: Never assume one office will tell you everything. Croatia is a “bring every document just in case” country. A relocation service or lawyer can save you huge amounts of time and prevent repeat visits.

Need Help Moving to Croatia?

If all of this feels overwhelming, you don’t need to figure it out alone.

Relocation Croatia can assist you with:

  • Residency and citizenship pathways

  • Company formation

  • Real estate purchase and due diligence

  • Banking, registration, utilities

  • Ongoing legal and administrative support

Whenever you're ready, we can walk you through every step of your move — from planning to settling in with confidence.